Authorized Liberty HealthShare Member Sponsor

"Liberty took care of everything for me. ... I recall seeing bills that were repriced from thousands of dollars to hundreds of dollars. ... Within a couple of weeks I was 100% back to health."
Scott Z.

Do you need
    nationwide healthcare?

Enroll Today!

Join us for

Take Charge of Your Health-care!

What a novel idea! Like many Americans, you may be fed up with having others tell you what you have to do regarding your health-care and what your mandated treatment options are when you get sick or injured. Perhaps you would prefer more options or non-traditional treatments. Maybe you and your family travel extensively. Maybe you don't agree with the prognosis or the protocols mandated by the government or insurance company for your personal situation. Perhaps you aren't interested in supporting a system that uses your payments to fund abortions or other procedures you find objectionable.

Medical cost sharing is based on age old Christian values. We believe it's our moral and ethical duty to help others when they are sick or physically afflicted. Naturally like-minded people tend to get together and help each other. It only makes sense that we would get organized in such a way that we can share each other's medical costs when such needs arise.

Liberty HealthShare is our community.

We believe our rights come from God and not from the government. This is especially important to us in the field of medical care. We believe we should be free to deterimine the type of care we think is best for ourselves and our families. We also believe that if we're going to share costs, then we have an obligation not only to ourselves but to others to take good care of ourselves and our families. So we don't smoke or abuse alcohol or drugs. We try to live a healthy lifestyle.

These are some of the basic principles that guide our community. They are the basis of medical cost sharing. It's concept that can be simply defined as like-minded individuals and families sharing medical expenses together.

... Learn all about medical cost sharing ministries.

Dale Bellis introduces Liberty HealthShare

Break Free!

Obamacare Exempt

Medical cost sharing is a faith-based way to plan for unforeseen medical bills. It is like-minded individuals and families sharing medical expenses together. Our members are exempted from the taxes and penalties of the ACA (Obamacare).
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Do the Math!

As a member, monthly costs range from $107 for a single member under 30 years old on our basic program to $449 a month for our most comprehensive plan for a family, which shares all medical expenses that are eligible for sharing up to $1,000,000 per incident. (Medical expenses eligible for sharing are shared per the guidelines after meeting hte AUA.)

... Review Program Options

Choose Your Doctor

Because this is NOT INSURANCE you are not tied into a traditional network. You can see any doctor or go to any hospital that you would like. We've found that 90% of all health care providers are willing accept our members.

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Introducing Liberty HealthShare is an authorized representative of Liberty HealthShare. We are dedicated to helping people stay healthy and take charge of their health care in the most effective and inexpensive manner possible. We have joined Liberty HealthShare for our own families. We've partnered with Liberty HealthShare because Liberty provides amazing technology that makes medical cost sharing easy for its membership. It's membership programs are inexpensive and provide a serious commitment for help in case of an emergency. The opportunity to share medical expenses is open to anyone who subscribes to our shared Christian beliefs. This proven low cost system has been enjoyed by thousands of faith-based families for almost three decades.

Our goal at is to educate Americans about medical cost sharing. Many of us are wondering why we didn't try this sooner as opposed to being forced to investigate due to the changes in the laws and health industry. We could have saved thousands of dollars each year in monthly costs for our families. Don't delay. Please take the time to get educated about medical cost sharing and Liberty HealthShare. It's not for everyone, but if you think you might fit our criteria you can't afford to pass this up.

How does Liberty compare to
other health sharing ministries?

We feel that Liberty is the best healthcare sharing option for these reasons:

Support a community
   that shares your values!

Do I Qualify?

As a community, we believe in sharing one another's burdens and other common Christian values. We do not use tobacco in any form. We do not abuse alcohol or drugs. You qualify to join us if you agree with our shared beliefs and meet minimal criteria.

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Why are monthly costs so low?

We examine costs up front. Most people just go to the doctor and have no idea what their health care costs. They just hope the insurance company will pay it. We also share in our actual costs, not projections. And we keep administrative costs very low.

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Are you willing to try something new?

What we are inviting you to try is called Medical Cost Sharing or Health Sharing. It is NOT Health Insurance. It's Better! Why? Because first of all it allows you, the individual, to make your own health-care decisions for yourself and for your family, not the government or agency protocols that some bureaucrats thousands of miles away have mandated. There are no networks of limited, authorized practitioners. You actually do get to choose or keep your doctor. You get to choose the facility that you go to.

Medical Cost Sharing falls under the religious exemption to Obamacare and is totally exempt to the individual mandate and the related tax penalties. As a member you are exempt to all the policies, bureaucracy and protocols of the Obamacare insurance system. All the information is documented here on our site.

Remember, this is NOT HEALTH INSURANCE. Medical Cost Sharing is a voluntary system of individuals who want to help their fellow man and in turn receive help when they need it as well. Our non-profit organization, using modern technology and efficient and streamlined administration, has proven that health-care needs can be met this way. With annual unshared amounts of between $500-$1,500 per year, members are assisted with unforeseeable medical expenses of up to $1 million per incident with our most comprehensive program. Monthly costs range from as low as $107 a month to $449 depending on your marital status and age and program selected.

Member Cost Sharing Summary

$107 - $395
(Member's monthly sharing amount)

$131 - $424
(Member's monthly sharing amount)
Includes SavNet discounts program

$149 - $449
(Member's monthly sharing amount)
Includes SavNet discounts program

Members share
        medical expenses

* Expenses eligible for sharing are shared as per the guidelines after the member has met the AUA.
Learn more about Liberty HealthShare Program Pricing

We share eligible medical costs based on our community guidelines. Click here to read the guideilnes. Medical costs are shared on a per person, per incident basis, for illnesses or injuries incurring medical expenses when treated by physicians, urgent care facilities, clinics, emergency rooms, or hospitals (inpatient and outpatient). A medical incident is any medically diagnosed condition receiving medical treatment and incurring medical expenses.

The Annual Unshared Amount (AUA) is a member's personal responsibility each year. Members pay this amount before receiving shared funds from other members. The AUA is $500 for a single, $1,000 for a couple, $1,500 for a family. The AUA is the same for all three programs. All financial sharing, whether given or received, as well as any messages of support and cheer, is done through the member's secure online ShareBox.