Authorized Liberty HealthShare Member Sponsor
EspaƱol


Following an incident that left her with a fractured shoulder Peggy soon found out the benefit of being a Liberty HealthShare member... "It was so easy, and the perfect experience. I couldnt have asked for things to have gone smoother!"
Peggy S.

Liberty HealthShare Program Pricing

All new members have a 30 day money back guarantee.
If you're not satisfied, you have no risk for the first 30 days!

Medical cost sharing is not health insurance. It is an affordable way to plan for unforeseen medical bills.
Medical cost sharing or health care sharing is when like-minded individuals and families share medical expenses together.

Option #1: Liberty Share

(70% Medical Cost Sharing up to $125,000 per incident)


+$25/mo per person over 65

This is our most basic sharing program.

We share 70% of eligible medical costs up to $125,000 per incident. Medical costs are shared on a per person, per incident basis, for illnesses or injuries incurring medical expenses when treated by physicians, urgent care facilities, clinics, emergency rooms, or hospitals (inpatient and outpatient).

A medical incident is any medically diagnosed condition receiving medical treatment and incurring medical expenses.

The Annual Unshared Amount (AUA), is limited in an annual period to $500 for a single, $1,000 for a couple, $1,500 for a family. The AUA is the same for all three programs.

All transacted share amounts, whether given or received are made automatically through your secure online "ShareBox". The online account also allows you to share messages of goodwill, support, consolation and/or cheer, etc.





Couples and families where either spouse is under 30 participate at the under 30 year old share amount for all program levels.



Option #2: Liberty Plus

(100% Medical Cost Sharing up to $125,000)


+$25/mo per person over 65

This program adds to the basic share program by adding discounts accessed through SavNet.

Liberty Share combined with SavNet equals Liberty Plus

It is definitely in the best interest of the program for individual Sharing Members to access discounts. It helps stretch dollars and enables us to meet more needs.

The monthly access fee for SavNet is INCLUDED in the Liberty Plus monthly sharing amounts shown in the graphic on the right as follows:

Single: $24 each month
Couple or Family: $29 each month

A separate enrollment form for SavNet will be provided to you. The SavNet access fee noted above is simply passed on to SavNet separately for you each month. Participation in SavNet allows you to have eligible medical bills shared at 100%.

Additional SavNet discounts include:

While dental, vision and hearing service costs are not ordinarily eligible for sharing by the members, you access those services at a significant discount.

Note: Enrollment in SavNet is solely at the discretion of the Sharing Member and is independent from membership in Liberty HealthShare.




Option #3: Liberty Complete

(100% Medical Cost Sharing up to $1,000,000)


+$25/mo per person over 65

Liberty Complete is our most popular program by far. Liberty Complete builds on the basic and plus options and adds Guardians Group, our program for sharing catastrophic expenses up to $1,000,000 per incident.

Liberty Share combined with SavNet and then adding Guardians Group equals Liberty Complete.

The monthly access fee for SavNet is INCLUDED in the Liberty Plus monthly sharing amounts shown in the graphic on the right as follows:

Single: $24 each month
Couple or Family: $29 each month

A separate enrollment form for SavNet will be provided to you. The SavNet access fee noted above is simply passed on to SavNet separately for you each month. Participation in SavNet allows you to have eligible medical bills shared at 100%.

Additional SavNet discounts include:

While dental, vision and hearing service costs are not ordinarily eligible for sharing by the members, you access those services at a significant discount.

Note: Enrollment in SavNet is solely at the discretion of the Sharing Member and is independent from membership in Liberty HealthShare.

Members in the Liberty Complete program also participate in GUARDIANS GROUP. They pay an additional share amount every month. The additional amount for GUARDIANS GROUP is INCLUDED in the Liberty Complete monthly sharing amounts show in the graphic on the right as follows:

If you choose Liberty Complete, the GUARDIANS GROUP Share Amount is simply included in your total monthly commitment. Then, whenever you have a need that exceeds $125,000 per incident, GUARDIANS GROUP participation qualifies you for sharing your expenses with Liberty Members up to $1,000,000 per incident.