Authorized Liberty HealthShare Member Sponsor

"Our son had to go to the emergency room. They took the card no problem. The bill was $2200. Liberty re-priced it down to $800 and we didn't even meet our family's annual unshared amount. Thanks everyone for this wonderful community!"
Patricia - Saratoga Springs

Sharing Guidelines What's NOT eligible

Our medical cost sharing community is built around members sharing common medical expenses. In order to be eligible to have your expenses shared by the membership group, you need to make sure your medical expenses meet the guidelines. The guidelines provide a baseline set of rules to keep things fair among the membership.

Please review the guidelines which are available on this site so that you can familiarize yourself with what expenses are not eligible and what sharing limits may apply to your situation. We would be glad to answer any of your questions on the phone so that you can make an informed decision about medical cost sharing. Please use the contact us form found at the bottom of every page if you would like to talk to someone about your questions.

The following are some examples of medical expenses we don't share:

This is NOT Obamacare insurance and every politically correct incident is NOT eligible to be shared either. You may remember that Medical Cost Sharing is based on Christian principles and the membership creed for one to maintain a healthy lifestyle. Hence, here are a few items that would not be shared including, but are not limited to expenses arising from: Medical Cost Sharing is not for everyone and these are a few examples of services that are not shared even though there may be those who would argue that these items should be shared. This is one of the ways that we are able to keep our costs low.

In order to maintain fairness in the community and efficiency of the sharing system there are special limits on sharing for some types of care.

This list is not comprehensive. Please review the guidelines and let us know if you have any questions.

Sharing Guidelines PDF