Authorized Liberty HealthShare Member Sponsor
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One member described how the provisional program changed her life. "It is not too good to be true. It is the real thing."
Dorsee B.

"The Catch"

The catch is that health care cost sharing is not insurance. We do not make an insurance guarantee or insure that you will receive benefits. However, medical cost sharing members share each other's medical costs. There is no guarantee because this is not insurance. The members simply commit to pay for each others medical costs by paying a fixed monthly "share amount" to pay for each others expenses.

Health care sharing is a different paradigm.
It's not that the vocabulary is different. These terms show that we operate differently than insurance as people are used to. Please review our guidelines for all the details about how members of Liberty HealthShare share medical expenses.

Please remember this:

Medical cost sharing is not insurance. If you're comparing the two, it's not apples to apples. Many people are concerned that our membership group is not going to be there for them in a crisis. We want you to remember that if you're preparing for crisis then you're exactly the type of person we want involved in our membership. Please read the fine print and determine for yourself what type of paradigm is right for you. Our membership is like a family. We're committed to helping each other. We are morally and ethically linked and that is an incredibly strong commitment.